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Just What do you believe about obtaining a term that is long loan (72 months or more), but having to pay more each month than what exactly is needed?

Just What do you believe about obtaining a term that is long loan (72 months or more), but having to pay more each month than what exactly is needed? For instance, let’s state the necessary payment that is monthly $400, but I pay $600. Could you nevertheless argue that i’m better-off getting a loan for 48 months (or comparable), being …

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